Life Insurance Lawyer

We know how importance it is that life insurance policies are there for you and your loved ones when you need them. Unfortunately, many life insurance companies will employ dozens of unique strategies in an ottempt to avoid paying out on life insurance policies to California residents like yourself. This is when you need an experienced life insurance attorney who knows California law-and all applicable regulation-inside and out.

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Testimonials

People Say

My first lawyer dropped me when it got tough. I’m so happy I found Joe and he took the case on. Joe worked harder than anyone else on it. Joe went across the country, to ask the tough questions to the life insurance company. Joe got me a good settlement! This is a lawyer who helps, and I am very satisfied!

~ Esther Lopez

People Say

I felt so good when I hired Joseph Fogel and Life Insurance Lawyer Now. I was hurting and the life insurance company made it worse, with all their questions. From the start, Mr. Fogel did everything needed, and kept me really well informed on the progress. Got paid, thank you so much!!

~ Miglani Shiva

People Say

Joe Fogle is an outstanding attorney. He was always available to answer my questions and made sure I felt fully informed throughout the process. His patience and clarity created a sense of trust and reassurance that made a big difference during a stressful time. I truly felt like he cared about my situation and was fully invested in helping me reach the best outcome. I’m extremely grateful for his working with him and would recommend him without hesitation.

~ Daniel Mahjouri

People Say

Joe Fogle is an outstanding attorney. He was always available to answer my questions and made sure I felt fully informed throughout the process. His patience and clarity created a sense of trust and reassurance that made a big difference during a stressful time. I truly felt like he cared about my situation and was fully invested in helping me reach the best outcome. I’m extremely grateful for his working with him and would recommend him without hesitation.

~ Pamela Mello

People Say

There was no way my dad lied on his life insurance application. But the life insurance company was not going to pay. They used a lot of legal terms. I found life insurance lawyer NOW, who knew them all, and more. This lawyer made the life insurance company pay my claim–fast, too

~ Samuel

People Say

Needed some help on an issue, and they were understanding, swift, and effective in the work they did for me.

~ Sean Hood

People Say

Best decision I made was to hire Life Insurance Lawyer Now and Joseph Fogel. Felt better right away, got everything I deserved.

~ Azadeh Khajavi

People Say

Joe was amazing. My moms life insurance company gave us the run around. Joe was able to fight for us and get us everything we were entitled too. We highly recommended Joe and his firm!!!

~ Victor Hatten

People Say

Great quality and efficient service! The staff is very courteous and attentive! I had a great experience, highly recommend!!

~ Elizaveta Nosenko

People Say

Please take the time to read this amazing review that I would love to share to the world about a phenomenal law firm & attorney Joseph S. Fogel. This was definitely a very difficult & messy case involving minor children that took a lot of time and effort to sort out. I was in a very emotional & distraught state of mind after my sister death. Not to mention The insurance company and the other party was not organized and was negligent in many ways. Joseph & his team stepped right in & got to work to handle my situation with a sense of urgency. I am so grateful for your passion, honesty, dedication and professionalism. Joseph you are truly the BEST #1 and a god sent to me & my family. I appreciate the amazing legal help you’ve done for me and my family words can never describe my gratitude 🙏 I recommend if your seeking a knowledgeable, caring, professional affordable lawyer contact Joseph S. Fogel he will do what’s right! NO LOAD TO BIG FOR THIS FIRM 🥰😊😄 thank you for my new journey.

~ Malayisa Gaskins

Recent Recoveries
$2 Million

On a disputed policy, where the insured person died outside of the United States. The life insurance company kept investigating and asking for things. The beneficiary needed to be paid. We sued and forced the company to pay–even though they wanted to keep investigating and investigating.



$500,000

Even though the beneficiary designation stated our client’s name, the other parties disputed it. They claimed that just because the insured person was very old when she made the decisions, her decisions were not really hers. They claimed elder abuse and lack of mental ability. After litigation involving the testimony of not one but two doctors, it was clear to all that this senior knew what she wanted done, even though she was older, and even though she was changing her mind from earlier years. Our client won the interpleader complaint.

$250,000

The insurance company said that our clients’s mother did not answer the medical history questions truthfully. She had the policy for less than two years before unexpectedly passing. The life insurance company claimed that a doctor told her to get additional medical testing and that she was diabetic. But these were past medical records that were not very clear. It was a real question of fact. We supported our clients and knew that their mother would not lie about anything. The insurance company recognized this and ultimately paid the benefits.

$100,000

The life insurance company sold the policy and collected monthly premiums for almost two years. But then the insured fell off a boat and died at sea. Even though he was never heard from again, and the public authority issued a death certificate, the insurance company was unsure if the insured one was actually dead. The insurance company tried to even argue that the insured person had misrepresented his health history on the application, because of small differences in answers to complicated questions. The life insurance company obtained all the medical records for this man going back more than ten years, in its investigation to avoid paying the life insurance benefits. We proved, to the correct evidence standard, that the insured had passed and that there was no misrepresentation. The life insurance company was forced to pay the benefits.

$50,000

Our client knew that they had paid the life insurance before it was cancelled. The bills were always confusing, and the life insurance company always seemed to be adding charges, that increased the amount of the bill. But our client paid and paid. When his wife passed, the first thing the life insurance company said was “the policy is cancelled for lack of payment, we can’t pay you.” But after we got involved, the life insurance company changed its position, knowing that they had not quite followed the law and regulations. Our client received the policy payments, plus interest. This policy made a very big difference in our client’s financial future, because there were still funeral expenses to be paid.

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We have over 20 years of California Life Insurance Law Experience

Nevada, Arizona, and Florida.

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