Key Person Life Insurance Policies Grow in use more than 20% in the last 5 years

Key Person Life Insurance Policies Grow in use more than 20% in the last 5 years In California, and nationwide, the purchase of high hat and key person life insurance policies is up significantly.  Why?  Many companies recognize the value of key personnel, and provide these policies either to protect the interests of the company, […]

Life Insurance Company Claims Denial

Life Insurance Company Claims Denial You can’t believe the news: Your loved one has suddenly died.  A few weeks later, you can’t believe the news, again: the life insurance company claims denial. The life insurance company refuses to pay even the small policy benefits – $25,000 – to you and the other beneficiaries.  What kind[…..]

How We Make Companies Pay on Life Insurance “Small” Policies

How We Make Companies Pay on Life Insurance “small” policies We don’t like it when a life insurance company refuses to pay on a “small” life insurance policy.  A promise is a promise, and that life insurance company promised to pay in the tragic event of the loss of a loved one.  Your loved one[…..]

California’s Special Insurance Laws and Regulations  

California’s Special Insurance Laws and Regulations   Life insurance companies are generally large corporations that sell life insurance policies in all fifty states – but these life insurance companies do not always make the effort to learn all of the requirements that each state may have regulating life insurance.  Many times, these life insurance companies are[…..]