Life Insurance Near Death Beneficiary Changes

Life Insurance Near Death Beneficiary Changes

Do You Have Questions About Life Insurance Near Death Beneficiary Changes? When there is a change to a Beneficiary Designation made within the last 30 days of someone’s life, there are always extra questions raised and detective work needed. Here are 3 Important Facts About Near Death Beneficiary Changes.  

If someone is seriously ill, and they know that they may not have long left to live, these changes may or may not be appropriate or enforceable.

Questions about the person’s mental and physical condition are important – this information will influence the outcome of the trial and decide WHO will be the true beneficiary!

  • Did the person felt safe and secure? Where were they living? Could they have been tricked or coerced into signing what is an important legal document?
  • How were they being treated? Was a caregiver or family member threatening or abusing them? When in a weakened state, people are much more vulnerable and can be easily victimized. Perhaps you have seen instances on the late night news of security cameras displaying crimes inflicted on the elderly.

While changes to a Will or Trust may have been performed by the deceased while being mentally sound, these are vitally important legal concerns that need to be investigated. People can be very crafty when large amounts of money are at stake – and family issues can influence a members actions to give themselves a “larger piece of the pie”. We have all heard stories of mysterious and previously unknown “relatives” appearing when an individual with assets is close to death.

We have seen many questions about “near death” beneficiary designations – and we are very experienced in using the tools of the Court, and other investigations to determine these facts. Sometimes, there are medical issues where we use specialized doctors and nurses to help uncover the truth.

  • Signatures are a crucial issue; as well as who “witnessed” this signature. Is the witness the same person as the new beneficiary? Forgery is of essential importance in matters of beneficiary disputes. According to LifeAnt.com, if there is any evidence that another party assisted in the addition of the beneficiary change, red flags will be raised.

We are very experienced at working with the leading handwriting experts nationwide to put together your strongest case possible, so that the truth of what really happened has a chance to be heard in Court.

Near Death Beneficiary Changes Often Include the Wrong Beneficiary

Once the insurance company pays the wrong beneficiary, the situation will generally turn into a more complicated legal battle.

Sometimes, our investigators will have to dig into evidence that others easily overlook, so we can present it to the life insurance company, and to the judge and jury, if necessary. While we work hard to obtain all the supporting evidence, we don’t burden our clients with long lists of chores or activities to do; we will help with everything. We really want to see the life insurance company pay the right beneficiary.

The life insurance company takes it as their mission to try to not pay on any policies, if there is any way they can find to avoid it, no matter the time it takes to investigate, even at the risk of getting sued. The life insurance company will investigate every bit of information in your application, looking for anything that you can’t prove, and use that to rescind the policy .

You really need an experienced life insurance lawyer to help make sure that the truth is found regarding Life Insurance Near Death Beneficiary Changes.

We have done this a lot. We take the time to know you and your case. We start working for you NOW. We communicate with you, respond to your calls, and are available to you. We focus on how to win your case. If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com   Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are experienced lawyers, not a lawyer referral service or “middleman”, and we take pride in being here for you NOW.