How We Make Companies Pay on Life Insurance “Small” Policies

How We Make Companies Pay on Life Insurance “small” policies

We don’t like it when a life insurance company refuses to pay on a “small” life insurance policy.  A promise is a promise, and that life insurance company promised to pay in the tragic event of the loss of a loved one.  Your loved one cared enough to get the life insurance policy, to pay for the life insurance policy, and do whatever the life insurance company requested to keep the policy active.  Life insurance “small” policies are important policies – as $25,000 can mean a huge difference to a regular family.  The point, even more than the size of the policy, is that the life insurance company made a promise – and we will hold them to pay what they promised.

Life insurance companies will exaggerate or misstate information in a medical questionnaire to make it look like the insured made a misrepresentation. 

Almost always, when a life insurance company says one of our clients “misrepresented” a medical fact, or mistakenly answered something on a medical questionnaire, they are seeking to put the blame on YOU.  We are very experienced at reviewing medical records, to determine if a person even knew of a medical test or condition, that the life insurance company contends they withheld.

We litigate life insurance “small” policies with great energy and vigor.  The life insurance company will be held to comply with all of the regulations and laws, even if they are from outside of California.  Too often, life insurance companies seem run just by business people without any advice from lawyers who actually know the laws of each state.  We will get all the facts supporting payment on your policy, and show how the life insurance company does this wrongful conduct to many other beneficiaries.

Here’s an informative article on the “tricks” an insurer will do to avoid paying your claim.  Life Insurance “small” policies are not “small” in any meaning of the word!
Have you suffered the unexpected loss of a loved one, only to have a claim for life insurance benefits delayed, or denied? 
Do you get the feeling that the life insurance company is doing everything it can to avoid paying the claim?  Has the life insurance company sent you a letter stating that they are rescinding the policy, making a rescission, or just sending back the premiums paid? Especially if your loved one had the policy for less than two years before passing away, the life insurance company can become very aggressive at seeking to avoid the policy payment.  Rescission is a favored strategy of the life insurance company, if the policy was issued less than two years before the death.
We can help.  Call LifeInsuranceLawyerNOW.com at (888) 997-4070, or (818) 937-0937, or send an email to us in the form on the side of the screen.  We are highly experienced lawyers, not paralegals, and we know this area.  We get right to it with you and the insurance company, and get many claims paid right away.  If court is necessary, we are regular Federal litigators and will push the life insurance company hard for the well being of you and your family.  We respect you, deal directly with you, and understand not only the law and facts, but what you are going through.  We are here to help.  Contact us as soon as possible, to get your claim paid faster.